NY Single Mom

Developing a plan and coming up with ideas to save money can make a powerful difference in your financial life—without requiring extreme sacrifice. You don’t have to give up everything you enjoy to save for emergencies, buy a home, pay for college, or invest for the future. What truly matters is having a plan and making intentional choices, especially when tax season arrives and a refund is on the way. Ideas to Save Money Start With a Plan During tax season, it is better to decide ahead of time what your refund will do for you. Many people see a tax refund as “extra money” and spend it quickly on vacations,…